Bank Where You Shop.℠

What good is "Simple Banking" if it's not accessible?

Bank Where You Shop℠

Authorized IBank Merchants are our "Branches" where you can access Basic Banking Services using your IBank SmartCard - No Mobile Phone Required. Deposit/Withdraw Funds, Transfer/Send Money, Pay Bills - and much more.

Free Overseas Transfers

Send money to Friends and Family overseas with No Additional Fees and Competitive Exchange Rates. Transfers are instant and cash can be redeemed at shops and ATMs in local currencies.

Shop Online or In-Stores

Your IBank Smart Mastercard™ is accepted at 37 million merchant locations in more than 210 countries and territories. Shop Online or In Stores with No Foreign Transaction Fees.

100,000+ Free ATMs

With over 100,000 No Fee ATMs worldwide, you can access your money when and where you need it. Traveling to another country? Spend and withdraw cash from your IBank Account in Local Currencies.

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Let's Talk Features & Benefits

Compare us to the Competition: We're just better. Hands Down.

What if I don't have a smart phone?

We understand that many people do not have smart mobile phones or reliable access to the Internet. We built the IBank Network to insure that EVERYONE could have access to Basic Banking Services.
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📱 Have a smart phone? We've got an App too!

What if I don't have a smart phone?

We understand that many people do not have smart mobile phones or reliable access to the Internet. We built the IBank Network to insure that EVERYONE could have access to Basic Banking Services.
Learn more
📱 Have a smart phone? We've got an App too!
NO FEES
A lot of banks like to brag about how "Transparent" they are - they will tell you they have no "Hidden" fees. But ask for certain services and Gotcha! - you'll find out about all of the services they can't provide unless you pay a fee or meet some other "Terms & Conditions".

We only have one Condition: We want you to be satisfied!
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💰 When we say "No Fees" we can prove it.

Get Paid Early!

Banks want you to think they have some "Magic" powers that can get your paycheck 2 Days Early. The truth is, it's not magic; any bank can do this with "Direct Deposit".

If your employer participates (not all do) they wire your paycheck to the bank instead of giving you a paper check. Which sometimes may be a day or two before you would normally recieve your pay.
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👍 We can do that too!

Get Paid Early!

Banks want you to think they have some "Magic" powers that can get your paycheck 2 Days Early. The truth is, it's not magic; any bank can do this with "Direct Deposit".

If your employer participates (not all do) they wire your paycheck to the bank instead of giving you a paper check. Which sometimes may be a day or two before you would normally recieve your pay.
Learn more
👍 And yes, we can do that too!

What About My Rewards?

Here's the thing: All those "Cash Back" offers you hear about - they're not really "Rewards" - the banks and card issuers are giving you back a tiny bit of what the merchants have paid to them in Fees. The Merchants make up those fees by raising their prices - so it was your money to begin with. That's why some stores will give you a discount when you use their branded credit cards.
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💡 We have a better idea.

Sounds great! Now show me how it works!

Send, Spend, Save. Simple.℠

You take care of the shopping. We'll take care of the banking.

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Pick Up An IBank SmartCard

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Pick up an IBank Smart Mastercard™ at most stores where Gift Cards and Prepaid Debit Cards are sold. There is No Fee to purchase the IBank SmartCard, but we do ask you for a small Deposit which will be credited back to you when you upgrade your account - we'll explain more about that later.

You can find a store near you at our Store Locator Page. Or, just give us a call and we'll help you find a store near you. Take the card to the Cashier and Deposit your cash.

Your all set! Spend and Pay Bills anywhere Mastercard™ is accepted.

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Upgrade your IBank SmartCard

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Ready to Reload? Upgrade to an IBank Account and take advantage of all the Features & Benefits.

Provide us with some basic information, and now you can Reload your card and use all the IBank Services: Deposit/Withdraw, Transfer/Send Money, Pay Bills and open an IBank Interest-bearing Savings Account.

And, as always, there are No Fees or Commitments.

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Yes, there's more. Keep Scrolling.

Get Offers & Discounts

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Remember when we said we had a better idea for Rewards?

Merchants pay a hefty price to accept credit and debit card payments - which is why card issuers can afford to give some of those fees back to you as an incentive to use their cards. Collecting, managing and rebating those fees also costs money.

We've eliminated some, and substatially reduced most of the fees that merchants pay when consumers use the IBank SmartCard on our Network. Our merchants are also incentivized to provide Offers and Discounts to our Members - so you get your "Rewards" when you shop, not weeks or months later.

What if I have a smart phone?

Advanced Features

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If you have a smart mobile device, tablet or PC, IBank has some Advanced Features we know you're going enjoy.

Need to find an ATM closeby or an Authorized IBank Merchant to get cash or send money? The IBank Merchant/ATM Locator can do all that - and more. Get Photos and Directions with Google Maps quality.
More Features...

Track & Manaage

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Keeping track of your expenses can be a chore - and running out of Money before you run out of Month is no fun either. Planning a Budget is one thing; sticking to it is quite another. We can help eliminate some of that stress. The IBank Tracking & Budgeting Feature can provide you with visual cues that show you where your money is being spent. Setting Limits and Goals can keep you on track and get you saving for that much-needed vacation, new car or your children's education.
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You're Covered

Safety, Security & Satisfaction are top priorities at IBank

Security

How we protect your account

IBank uses State-Of-The-Art Security Systems to insure that your funds are secure and can never be accessed by unauthorized persons. We only partner with top-tier global banks that are insured by governments or reliable third-parties. We also carry additional insurance to protect your account in the event of our negligence.

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Privacy

How we protect your Personal Information

Protecting your personal information is as important as protecting your money. We use the latest technology and use every precaution available to insure that no unauthorized entities can access your personal information. We will never sell your personal information to any of our partners or third-parties.

Read our Privacy Policy

Support

We're there when you need us

Once you become and IBank Member, we guarantee that you will get the help you need, when and where you need it, in a language that you're comfortable with - 24/7/365.

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Our customers love us

Check out what they say about us

Sending money overseas

Kareem

Sending money home

"I added up the fees that I was spending to send money back home to my family. It was more than I earn in one week. Now that I am saving that money with IBank, I'm able to send a little more home each month."

Unable to get bank account

Betty

Unable to get a bank account

"Because of problems I had with a previous bank account some years ago, I am now on a list which is preventing me from opening a new account. Even though I do not have the problems I had before, I was still denied a basic bank account. IBank is definitely a life saver for me.""

Small shop owner

Eric

Small shop owner

"As a small shop owner, I am not able to afford the cost of accepting credit and debit cards. IBank is not only affordable but I have seen an increase in business from other IBank Members that are now coming to my shop to do their banking."

Get Notified

When IBank is available in your area