Ibank4free.com and ibank.financial provide a portal, or gateway, to the financial services offered by members of the IBank Group. The Site is owned by IBANK, Inc. IBANK, Inc. is a private company registered in the State of Delaware, USA, under Company Register Number 6959265 and with its registered office at 251 Little Falls Drive, Wilmington, County of Newcastle, Delaware 19808 USA.
References to 'Site' are references to the Site at www.ibank4free.com and Ibank.financial. References to 'Local Sites' are references to other IBANK pages and web sites or pages and web sites issued by other entities within the IBANK Group. References to the IBANK Group are references to IBANK, Inc., its subsidiaries and affiliated companies.
IBANK Refers to IBank, Inc. a Delaware Corporation, its U.S. affiliates and subsidiaries and service providers (collectively, "IBANK", "we", “our").
You/Your Refers to Customers and visitors (including their agents and representatives).
Digital Services Refers to our websites, mobile applications, channels, pages, or accounts we operate on social media sites (e.g., Facebook, Instagram, LinkedIn), and any other online interactions you may have with us.
Use of our Digital Services Refers to Visiting any Digital Services owned and controlled by us, receiving our e-mails and viewing our ads on third-party sites and other devices that link to this Statement; using our Digital Services to access your accounts, our Click-to-Chat service, conduct online transactions, etc.
When you visit our Digital Services, read our e-mails or interact with us on third-party sites, you are consenting to the terms of this Statement, except where a different online and/or mobile statement is posted indicating that it is intended to take the place of this Statement.
This policy is intended for residents of the United States and its territories. If you are not a resident of the United States or its territories, your information may be transferred or processed outside of your home country, including in the United States and its territories.
ibank4free.com provides you information about us and about the other companies in our group together with the financial products and services they offer. The Site is an information source and gateway to the website of your local IBANK company or to other IBANK companies. You cannot purchase products or services from ibank4free.com directly. If you want to know more about any of the products and services described on the Site, we ask you to visit the appropriate Local Site under the relevant country you live in. You will then be directed to a Local Site. Some of the products and services described on ibank4free.com may not be available from your Local Site.
"Anonymous information" means information that cannot reasonably be used to identify a particular individual. Examples may include information about your Internet browser, IP address, information collected through tracking technologies, demographic information that you provide to us (e.g., your household income) and aggregated or de-identified data.
"Location information" means information that may be collected by certain mobile applications that identifies your physical location. This information may be collected from your mobile device's location-aware features when you request certain services that are dependent on your physical location.
"Biometric information" means information such as your fingerprint or voice that you choose to provide to us for authentication and fraud prevention purposes. We will not collect your fingerprint or voice without your permission.
The provision of financial services or products
IBank, Inc. does not offer financial securities or products and IBank, Inc.'s operation of the ibank4free.com portal, or gateway, does not constitute an offer of any products or services provided by any of the IBANK Group members.
Not all the products and services that you may be able to view via the Site are available in all geographical locations. The relevant IBANK Group member reserves the right to make the final determination on whether or not you are eligible for any particular product or service. If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that Site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction.
All products or services provided to you by any IBANK Group member shall only be available in the jurisdiction/s within which the member providing the product or service is authorized to operate.
You agree that any of the products or services provided to you by any IBANK Group member shall be deemed to be provided in the jurisdiction within which the member providing the product or service is authorized to operate.
Use of Aggregation Tools Through IBANK Digital Services
If you use any of our money management tools or other online aggregation services, we collect information about the accounts and relationships including registration information such as your name and e-mail address. We also collect information about the accounts designated for the money management tools, such as account balances, transactions, transaction histories, e-mail information, bills, payment history and other account activity. We will not disclose any information about you we obtain solely through money management tools to any non-affiliate, except as needed to provide our money management tools, or as required or permitted by law. We may use this information to offer you other IBANK products and services that may be beneficial to you. Refer to the money management tools section of the IBank Personal Account Management Terms and Conditions for further details.